Your money, a month at a time.
A budgeting app for couples, families and roommates, and for anyone whose pay goes up and down. Know what’s safe to spend, see what’s coming, and catch what slips through. A simple Mint alternative with a free plan you keep.
Open MAAT in your browser 30-day free trial of everything, then a free plan you keep. Any PC, Mac or Linux computer, no download.
- Coming soon to Google Play
- Coming soon to the App Store
What makes MAAT different
A free plan you can keep
Every feature works for free when you add accounts by hand or import bank files. Pay only if you want banks linked automatically.
Built for uneven pay
Steady pay turns tips, gig and commission income into a regular paycheck, and forecasts use the low end so a slow week doesn’t catch you out.
Catches a failed autopay
Payment check flags a bill or paycheck that’s missing, late or a different amount, before it becomes a late fee.
Warns you before, not after
Heads up warns before a bill would take checking below $0, and spots unusual charges and late refunds.
Couples and roommates, done right
Shared money, who-owes-whom, and asking each other before big buys, while private purchases and fun money stay each person’s own.
Six languages
English, Spanish, Chinese, Tagalog, Vietnamese and Arabic. Each person picks their language. No ads, your data is never sold, and you can export or delete it any time.
How MAAT compares
| App | Free plan | Free trial | Paid plans from | iPhone | Android | Web on PC, Mac or Linux | Languages |
|---|---|---|---|---|---|---|---|
| MAAT | Yes | 30 days, no card | $2.49/mo or $29.49/yr* | Soon | Soon | ✓ Yes | English, Spanish, Chinese, Tagalog, Vietnamese, Arabic |
| YNAB (You Need A Budget) | No | 34 days, no card | $14.99/mo or $109/yr | ✓ Yes | ✓ Yes | ✓ Yes | English |
| Monarch | No | 1 week | $14.99/mo or $99.99/yr | ✓ Yes | ✓ Yes | ✓ Yes | English |
| Origin | Yes, limited | 7 days | $12.99/mo or $99/yr | ✓ Yes | ✓ Yes | Mac app | English |
| EveryDollar | Yes | 14 days | $17.99/mo or $79.99/yr | ✓ Yes | ✓ Yes | ✓ Yes | English |
| Rocket Money | Yes | Not listed | $7–$14/mo, you choose | ✓ Yes | ✓ Yes | ✓ Yes | English |
| Copilot | No | Not listed | $109/yr | ✓ Yes | — No | ✓ Yes | English |
US dollars before tax. Languages as listed on each app’s US App Store page. MAAT also reads Mint exports. * Planned launch price for automatic bank linking (Basic, 1 bank); may change. Others’ details are from their own websites on November 2, 2026 and may have changed (offers vary); check their sites.
Bring your history. Try it free.
Coming from Mint?
Mint shut down in 2024. MAAT reads your Mint export, plus Monarch, YNAB and bank files (CSV, OFX, QFX, QIF), with a preview first and no duplicates. How to switch
Try it free
Every household starts with a 30-day trial with everything included, no payment details needed. After that, the free plan stays free.
Always getting better
New features ship regularly and every update is listed in the app. Request features and vote on what’s next, right in the app.
Earning your trust
No ads. Your data is never sold. We never see your bank password. Read our plain-words privacy policy.
Why “MAAT”? Pronounced “Maht” (rhymes with “pot”), it’s Month At A Time, and a nod to Ma’at, the ancient Egyptian idea of balance, shown as a feather. Questions? hello@monthatatime.com